Have you been in an auto accident? If so, then the first thing on your mind is probably recovering from any injuries and the second thing is getting your car fixed.
Your next concern really should be about how to find the best legal help. If you are not at fault for this accident, then you should be able to recover damages and pain and suffering from the driver who was at fault or from his or her insurance company. This might be difficult if this person isn't insured, but if the responsible party does have coverage, you may discover that insurers will stop at nothing to avoid paying up.
If you were injured and/or your car was damaged, you have five years to bring a suit. This may sound like plenty of time, but courts can move at a glacially slow pace. If somebody died, the time is reduced to three years.
Missouri adheres to what is known as pure comparative fault and this basically means that damages awarded to you will be systematically reduced by a percentage that's relative to the amount of fault that the court determines you to be responsible for - thus, even if you are at fault in a car accident, your lawyer may be able to get your settlement obligations reduced by proving that the other person should assume a portion of the blame.
Drivers in Missouri must be insured - if the other driver was uninsured you should file an accident report so action can be taken against them. Your insurance coverage must include uninsured motorist coverage (because an uninsured driver may well not be able to pay the cost of repairs to your car, let alone any other expenses). It is often worth getting underinsured motorist coverage as well - this helps if costs go over the limit of the other driver's insurance.
If find any of this to be too complex - you should know that it is complicated. Consulting with a Sedalia car wreck attorney right after these events will help you navigate this complex legal process successfully. The lawyer you choose to work with is a critical choice and it should never be based entirely on advertising.
Your next concern really should be about how to find the best legal help. If you are not at fault for this accident, then you should be able to recover damages and pain and suffering from the driver who was at fault or from his or her insurance company. This might be difficult if this person isn't insured, but if the responsible party does have coverage, you may discover that insurers will stop at nothing to avoid paying up.
If you were injured and/or your car was damaged, you have five years to bring a suit. This may sound like plenty of time, but courts can move at a glacially slow pace. If somebody died, the time is reduced to three years.
Missouri adheres to what is known as pure comparative fault and this basically means that damages awarded to you will be systematically reduced by a percentage that's relative to the amount of fault that the court determines you to be responsible for - thus, even if you are at fault in a car accident, your lawyer may be able to get your settlement obligations reduced by proving that the other person should assume a portion of the blame.
Drivers in Missouri must be insured - if the other driver was uninsured you should file an accident report so action can be taken against them. Your insurance coverage must include uninsured motorist coverage (because an uninsured driver may well not be able to pay the cost of repairs to your car, let alone any other expenses). It is often worth getting underinsured motorist coverage as well - this helps if costs go over the limit of the other driver's insurance.
If find any of this to be too complex - you should know that it is complicated. Consulting with a Sedalia car wreck attorney right after these events will help you navigate this complex legal process successfully. The lawyer you choose to work with is a critical choice and it should never be based entirely on advertising.
About the Author:
When searching for a competent Sedalia car wreck attorney, clients can always count on our website. Come and get complete details and information by visiting us right away at http://www.rickkoenig.net.
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