Getting hurt where you work can cause a lot of problems. You might sustain physical injuries that require hospitalization and therapy. This may make it impossible for you to work full time for a long period of time when you still have bills to pay every month. Your Louisiana employer may be required to offer you a compensation package, but you have to know what you need to do before you contact a workers comp attorney New Orleans LA employees recommend.
The first thing you need to do when you have been injured in the workplace is report it to the appropriate person in the company. This person may be your immediate superior or someone in your human resources office. You should not leave work and go to the hospital without explaining the circumstances unless it is an emergency.
Make sure the medical professional who examines you knows you were involved in a workplace accident. If you require follow up visits with the physician, you need to make that person aware of it as well. Your employer's insurance provider may only approve treatment recommendation from certain certified doctors. Once the medical office knows you have a work related injury, they will send invoices directly to the insurance company or the employer instead of you.
You will need to make sure the doctor's report is extremely thorough. If there are details omitted from the report that affect your treatment, the insurance company probably will not want to pay for them. You have a right to copies of all paperwork for your files, and you should be aware of what is in them.
Some employees believe that if anything at all happens to them at work, the employer will be responsible. This is not the case. Breaking a leg in the course of interoffice horseplay is not a worker compensation issue. Showing up on the job under the influence of drugs or alcohol and falling down the stairs will not result in the insurance covering any doctor's care needed either.
Some workplace accident victims believe they can get a big compensation check for their injuries. This is rarely the case. Most states have limits on the amount of money an individual can receive in these situations even if an extended absence is required by the physician. Low income workers may not be adversely affected, but those who have bigger paychecks will be.
Employees faking workplace injuries for the money happens all the time. It is a fact of life for most businesses. If you are tempted to try this kind of scheme, you should be aware that insurance providers and employers can have you investigated and have the right to prosecute you if they find out you have invented your accident.
Most people work their whole lives without suffering some serious mishap on the job. For those who are not so lucky, understanding the compensation process is very important.
The first thing you need to do when you have been injured in the workplace is report it to the appropriate person in the company. This person may be your immediate superior or someone in your human resources office. You should not leave work and go to the hospital without explaining the circumstances unless it is an emergency.
Make sure the medical professional who examines you knows you were involved in a workplace accident. If you require follow up visits with the physician, you need to make that person aware of it as well. Your employer's insurance provider may only approve treatment recommendation from certain certified doctors. Once the medical office knows you have a work related injury, they will send invoices directly to the insurance company or the employer instead of you.
You will need to make sure the doctor's report is extremely thorough. If there are details omitted from the report that affect your treatment, the insurance company probably will not want to pay for them. You have a right to copies of all paperwork for your files, and you should be aware of what is in them.
Some employees believe that if anything at all happens to them at work, the employer will be responsible. This is not the case. Breaking a leg in the course of interoffice horseplay is not a worker compensation issue. Showing up on the job under the influence of drugs or alcohol and falling down the stairs will not result in the insurance covering any doctor's care needed either.
Some workplace accident victims believe they can get a big compensation check for their injuries. This is rarely the case. Most states have limits on the amount of money an individual can receive in these situations even if an extended absence is required by the physician. Low income workers may not be adversely affected, but those who have bigger paychecks will be.
Employees faking workplace injuries for the money happens all the time. It is a fact of life for most businesses. If you are tempted to try this kind of scheme, you should be aware that insurance providers and employers can have you investigated and have the right to prosecute you if they find out you have invented your accident.
Most people work their whole lives without suffering some serious mishap on the job. For those who are not so lucky, understanding the compensation process is very important.
About the Author:
Find a list of the advantages of hiring a workers comp attorney New Orleans LA area and more info about a well-respected lawyer at http://www.bernarddavislaw.com today.
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