If you are involved in an auto accident and you contact your insurance company or accident attorney, there are certain phrases and words that could be used during your discussions. Contacting these professionals means that you want to file a claim after property damage or personal injury and this makes it vital for you to have a good understanding of every technical term that is used. When searching for the best accident lawyer Long beach is a good place to begin your investigations.
Total loss is a term that is likely to be used in case of an accident that causes extensive vehicle damage. If the damages suffered are irreparable or fixing them will cost more than the actual cash value of your car, then your case will be classified as a total loss. This means that your insurer will only offer you the actual cash value of the vehicle, instead of paying for repairs.
The actual cash value of a car is another term that is likely to be used during your discussions. This means that amount of money you would have fetched in case you sold your vehicle right before it got damaged in a collision. It is common for the term market value and actual cash value to be used interchangeably.
After an incident, the cash you receive will be known as a settlement. If your insurer or the party liable for an accident agrees to pay a specific amount of money, then you will have received a settlement. This money should cover all personal injury and property damage claims. After signing a settlement release and receiving payment, you will have given up your rights to sue or make claims for additional damages.
A competent lawyer can assist with negotiations. He or she can also consider seeking justice in court in case negotiations fail. Because competent attorneys understand the practices upheld by insurance companies, they can use sure strategies to deliver the settlements their clients deserve.
There are instances where you must hire a competent accident attorney. You ought to have an expert you can trust fighting for your best interests if an accident has left you nursing major injuries. In case you become debilitated or you incur huge medical bills, this means that your claim will be worth a significant amount of money. In short, the stakes will be higher and you will need an attorney to ensure that you do not make regrettable mistakes.
You also need a lawyer if the offer given is unreasonable. It is not uncommon for insurers to want to settle quickly and give the least possible amount in compensation. If the adjuster reviewing your case is out rightly unfair, you need a lawyer who can ensure that your best interests are protected.
It is not foreign for the person liable for an accident to deny fault. If this happens, you will have the burden of proving their liability and this will be an uphill task. The attorney you hire will search for facts and evidences that support the fact that the accused was negligent, reckless or distracted.
Total loss is a term that is likely to be used in case of an accident that causes extensive vehicle damage. If the damages suffered are irreparable or fixing them will cost more than the actual cash value of your car, then your case will be classified as a total loss. This means that your insurer will only offer you the actual cash value of the vehicle, instead of paying for repairs.
The actual cash value of a car is another term that is likely to be used during your discussions. This means that amount of money you would have fetched in case you sold your vehicle right before it got damaged in a collision. It is common for the term market value and actual cash value to be used interchangeably.
After an incident, the cash you receive will be known as a settlement. If your insurer or the party liable for an accident agrees to pay a specific amount of money, then you will have received a settlement. This money should cover all personal injury and property damage claims. After signing a settlement release and receiving payment, you will have given up your rights to sue or make claims for additional damages.
A competent lawyer can assist with negotiations. He or she can also consider seeking justice in court in case negotiations fail. Because competent attorneys understand the practices upheld by insurance companies, they can use sure strategies to deliver the settlements their clients deserve.
There are instances where you must hire a competent accident attorney. You ought to have an expert you can trust fighting for your best interests if an accident has left you nursing major injuries. In case you become debilitated or you incur huge medical bills, this means that your claim will be worth a significant amount of money. In short, the stakes will be higher and you will need an attorney to ensure that you do not make regrettable mistakes.
You also need a lawyer if the offer given is unreasonable. It is not uncommon for insurers to want to settle quickly and give the least possible amount in compensation. If the adjuster reviewing your case is out rightly unfair, you need a lawyer who can ensure that your best interests are protected.
It is not foreign for the person liable for an accident to deny fault. If this happens, you will have the burden of proving their liability and this will be an uphill task. The attorney you hire will search for facts and evidences that support the fact that the accused was negligent, reckless or distracted.
About the Author:
If you are looking for a qualified accident lawyer Long Beach law firm comes highly recommended. Arrange for a consultation today using this link http://www.zadourianlaw.com.
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