Tuesday 29 April 2014

Typical Costs Associated With Eldercare In Southern California

By Rue Nichols


There are more than 90 million Americans in the United States with ages ranging from 60 and above wherein half of them are in need of help and care at a certain level. It works for many when a friend or family member helps in chores or maybe a housekeeper is hired to address laundry and cleaning. But for the others a higher level of care is actually needed which includes bathing, dressing, prescription management and healthy meal provision.

Typically, these tasks often are handled by family members, but there are also many levels of eldercare that families might consider as an option. Obviously, each level of care has a cost associated with it. For instance, one can hire an in-home caregiver. This person might come over several times each week, every day or even be a live-in helper. The costs range widely, depending on the level of care that is needed. For basic daily help, it might cost about $700 per week or as much as $3,000 per week if you need true nursing care. The hourly rates range between about $14 per hour up to $45, again depending on the level of care provided.

Board and care facilities, which also are sometimes called residential care homes, are located in actual homes and have about six residents at the most. A caregiver will be on site 24 hours a day and the costs include meals and help with many daily tasks, but rarely any type of medical care beyond basic managing of medicines. The costs for these homes also vary, but you can expect to pay anywhere from $1,500 to $4,000 per month for this type of home.

Another option for care is assisted living. Typically, these are communities having different types of apartments - studios to two bedrooms. Several assisted living facilities come with parts of the facilities intended for those requiring memory care. Costs vary depending on the apartment size and for availing of memory care apartments, expect a bigger cost given the more personal care and security. Rates include meals, laundry and housekeeping along with some more other daily tasks too. You may be paying not less than $2,500 and a bit more than $3,000 per month for assisted living. Although it appears the most expensive care option for eldercare, it won't disappoint residents as it includes many different amenities and social activities for them.

Benefits of using Medicare or Medicaid in covering for the costs of the aforementioned services are hardly ever possible for these types of care though. If you want these benefits paying for your expenses, then you need to turn to skilled nursing facilities or nursing homes for care options instead. The majority of the seniors will find that this particular type of facility is the most cost effective come the time they can't live on their own anymore. About $50,000 annually is spent for nursing home care but the cost is often covered or partially covered by Medicaid, insurance or another type of assistance.

Finding the best option for your loved one can be a difficult process, and few of us truly even know where to begin. To make the process much easier, contact a service such as Care Placement. This service offers a variety of options for you to consider, including assisted living facilities, board and care, in-home care, skilled nursing care and even help with Veteran's homes. The staff at Care Placement will take into consideration the needs of your loved one, as well as your budget restrictions and provide you with a list of suitable, pre-screened facilities to consider.




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