Saturday, 4 November 2017

Benefits Of Hiring A Long Term Disability Benefits Lawyer

By Ryan Jackson


If you find that you can no longer work due to a disability, chances are you have tried filing for long-term disability benefits through your employer only to be denied your claim. When this occurs you may think there are no other options open to you. There are many advantages to hiring a long term disability benefits lawyer that you may not be aware of.

It is often in your best interest to hire an LTD attorney at the outset of your filing your claim, however, if you have filed on your own and been denied, then it is essential that you get the proper help with your appeal to increase your chances of winning your case with the insurance company. An LTD attorney can help you file your appeal.

Having an experienced attorney working hard on your side ensures your chances of winning your appeal if you are initially denied benefits. They know the laws regarding disability and can help you fight for your rights against the insurance company. They have many years of experience in dealing with the law and insurance companies who deny claims.

You have a limited window of approximately 180 to file your appeal and an attorney can work within this time frame. Sometimes during the process, the insurance carrier closes your file so that no other information regarding your claim can be added but an attorney knows how to work around this and get the right kinds of information and evidence in your file to help you win.

They do this by asking important and specific questions of your doctors that are often not asked during the initial claim about your disability and functioning level. An attorney will also gather other evidence and records important in proving your case. They will also act as your representative in dealing with the insurance company.

LTD attorneys most often will work on contingency and that is they don't get paid unless you win your case. They will work hard to ensure that you have the best possible chances of winning and discuss their fees with you during your first consultation with them.

An attorney gives you a distinct advantage because when you work with an LTD attorney in dealing with the insurance company to obtain your disability benefits, often your chances of winning your case are increased because of the knowledge and skill level of the attorney working with you. If you attempt to file for these benefits on your own, often any attempt you make will be denied so it is important to get good representation in the very beginning often before you even file.

If you have a disability that prevents you from working your current or former job, you should seek the services of a qualified LTD attorney in your area. They will be happy to consult with you and go over your case and inform you of your chances of obtaining benefits. Reduce your stress levels and increase your chances of getting the benefits you deserve by hiring an LTD attorney today.




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