Tuesday, 1 January 2019

Important Questions To Ask Your Bankruptcy Lawyer Snellville GA During Your Consultation

By Martha Jackson


If you are searching for a fresh financial start and the most viable option you have is to file for bankruptcy, the need to seek reliable legal counsel before filing should not be underestimated. A competent attorney could help you choose the right chapters to file under. He or she would also ensure that your case has the best possible outcome. If you need to hire a bankruptcy lawyer Snellville GA is a good place to start your hunt for top rated experts.

During initial consultation with a prospective attorney, there are important questions that you need to ask. Based on the answers that are offered, you would have a means of deciding whether the services you can receive are an excellent match for your needs and objectives. Here are some of the inquiries you need to make.

In case you are considering finding debt relief under Chapter 7 bankruptcy, then you need to find out beforehand whether you an eligible applicant. A successful petition could see you get rid of unsecured debts and this will relieve you of the responsibility of paying certain creditors. Unfortunately, you can only file for chapter 7 if you pass a certain criterion.

Then again, it is important to find out if you have possessions that are non-exempt. The list of exempt and exempt assets differs from state to state and your attorney can help you identify the non-exempt possessions that you own. Depending on what is likely to get seized, you could decide on whether or not to file under the Chapter 7 laws.

If you do have non-exempt assets, you now want to know whether there are options you could consider when handling these possessions. The idea is for your lawyer to assist you in creating a strategy for legally managing these assets. Some of the options you may have is setting up a trust for asset protection or even reducing the equity in your possessions.

Another question you need to ask is if making preferential payments will stir any trouble. There are debtors who find it easier to manage outstanding financial requirements by making a few preferential payments. This is often a good arrangement, though it would result in some creditors getting their full pay before others getting a penny.

In case you have debts that you wish to first settle in full, you want to ensure that your steps are well calculated. This is because the creditors you pay may end up getting sued. It is hence in your best interests to find out whether making preferential payments could end up being a problem during your bankruptcy.

Finally, get to know whether there are fraudulent transfers in your records. This could be anything between raising money to pay off debts and still having some of these finances to selling personal items below their reasonable market rates. To avoid the harsh repercussions of being accused of fraudulent transfers, it is crucial for you to know where you stand before you start the filing process.




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