It is usually a good idea for you to get insurance on anything that you buy or own. The common things that people get insurance on are their house, car, and other expensive purchases. Having insurance on your items means that if something happens that is out of your control you can get reimbursed the value of the item since it is covered.
Sadly many insurance claims do not happen as quickly and carefully as most people would prefer. Bad faith claims are what happens when the insurance company disregards their good faith relationship that was established when they started doing business with you. It can be a very stressful situation when something happens to something you own and the insurance company just will not pay up. If you should find yourself in a spot like this you might just need the help of a Houston insurance lawyer to help you get reimbursed.
Two Types of Bad Faith Claims
All bad faith claims fall into two different categories, either a first party claim or a third party claim. The difference between the two depends on what kind of behavior the insurance company followed that made their actions be legally considered in bad faith. Consider this example; say something terrible happens to your home and your insurance company plans on coming out and looking at it. Instead of them coming out in a timely fashion they take months on end to make an appearance, this is bad faith.
A delay in payment is also a terrible practice that some insurance companies end up doing to their customers. If they come and investigate your claim and still take upwards of a year between investigation and payout that is considered bad faith. They had the evidence presented before them and took an unnecessarily long time to send you your reimbursement.
The third part bad faith claims are a little different. If you ever find yourself in a case where your insurance company is not trying to defend your claim or if they are being negligent in a way that is requiring you to have trouble proving that you are owed something for the damages this would be considered third party bad faith. No matter what kind of bad faith claim you are involved in a Houston insurance lawyer can help you solve this issue in court.
How a Houston Insurance Lawyer can Help
These kinds of situations can be extremely long and drawn out, and you do not want to be stuck dealing with it yourself. Getting a Houston insurance lawyer to help you get reimbursed is a great decision because it is what they are trained to do. Cases in which insurance companies participate in bad faith claims are more common than you might believe. When you have experience on your side, you are going to get the best possible results.
When it is time for you to meet up with your lawyer you should be ready to explain what happened between you and the insurance company in full detail. Your lawyer will help you explore your courses of action and what would yield the best results all while happening in a timely fashion. You have waited long enough on the insurance companies, now it is time to get what you deserve.
Sadly many insurance claims do not happen as quickly and carefully as most people would prefer. Bad faith claims are what happens when the insurance company disregards their good faith relationship that was established when they started doing business with you. It can be a very stressful situation when something happens to something you own and the insurance company just will not pay up. If you should find yourself in a spot like this you might just need the help of a Houston insurance lawyer to help you get reimbursed.
Two Types of Bad Faith Claims
All bad faith claims fall into two different categories, either a first party claim or a third party claim. The difference between the two depends on what kind of behavior the insurance company followed that made their actions be legally considered in bad faith. Consider this example; say something terrible happens to your home and your insurance company plans on coming out and looking at it. Instead of them coming out in a timely fashion they take months on end to make an appearance, this is bad faith.
A delay in payment is also a terrible practice that some insurance companies end up doing to their customers. If they come and investigate your claim and still take upwards of a year between investigation and payout that is considered bad faith. They had the evidence presented before them and took an unnecessarily long time to send you your reimbursement.
The third part bad faith claims are a little different. If you ever find yourself in a case where your insurance company is not trying to defend your claim or if they are being negligent in a way that is requiring you to have trouble proving that you are owed something for the damages this would be considered third party bad faith. No matter what kind of bad faith claim you are involved in a Houston insurance lawyer can help you solve this issue in court.
How a Houston Insurance Lawyer can Help
These kinds of situations can be extremely long and drawn out, and you do not want to be stuck dealing with it yourself. Getting a Houston insurance lawyer to help you get reimbursed is a great decision because it is what they are trained to do. Cases in which insurance companies participate in bad faith claims are more common than you might believe. When you have experience on your side, you are going to get the best possible results.
When it is time for you to meet up with your lawyer you should be ready to explain what happened between you and the insurance company in full detail. Your lawyer will help you explore your courses of action and what would yield the best results all while happening in a timely fashion. You have waited long enough on the insurance companies, now it is time to get what you deserve.
About the Author:
Powers Law Firm offers experienced assistance with bad faith insurance claims in Houston. Click here to learn more or to contact them about your case.
No comments:
Post a Comment