Monday, 12 June 2017

Skip Tracing Bank Accounts And How This Can Affect You

By Larry Cooper


Most people do not understand how the skip tracing works. The process is done as a way of putting together the financial puzzle of an individual or company. The aim of the examination is to uncover the collectible assets someone has. Skip tracing bank accounts is one of the ways that you can use to learn about the financial position of a person.

One of the ways that you can get information about the person that is being investigated is by looking through their properties. Whether the individual you have in mind has any assets that they are paying through mortgage, then the one carrying out the investigation can get a subpoena and present it to the bank. Here they will be given information not only about the property but also bank account, insurance policies, and even the class of the ownership.

The trace can be conducted by the agency or lender on loan modification refinances and packages. When this is done, it will give information about the bank account, bank account numbers and any other equity that the person might be having. With the help of a subpoena, the landlord can be served so that they can give information on the much is held at a particular bank and the amount of rent that is being paid.

The other skip tracing tool that can be done is in the divorce records. This is one of the places that can have detailed information when people are discussing the net worth of an individual. The best part is this information could be easy to get as the divorce records tend to be public information. However, there are some states that will require you to be part of the action so as you can get access. These searches may be done on tax liens.

Skip tracing can also be conducted on the civil records. In case the debtor has some public issues going on like personal injury cases, or financial restitution, then the investigator can use this to learn about their banks, the amount of reimbursement that is about to get and the assets that they have. From there, this information can be used in court to make the defaulter pay their dues.

The investigation can also be done on the records of bankruptcy. Most people file this and years later forget that they did. What they fail to know is that this information can lead the investigators to the banks that the defaulter uses and from their give a demand letter to get all the information that is including any assets and insurance that the individual has. This can be used in court against the one under investigation.

There is a lot of information that one is likely to collect when they do embark account skip tracing. This helps to locate any assets that are protected or hidden, and a collector might use the information they get from the search in court so that they can ensure that a particular credit has been paid.

When the information being collected is presented to the court, the chances are that this will not make you look good. Thus, rather than waiting for the situation to get out of your hand, it is best to make sure that you have done the payment. Always ascertain that you make the necessary payments on time.




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